Generations Advantage Plans
Whether you're looking for comprehensive benefits, prescription drug coverage, or the freedom to see the doctors you want, we have a plan that best fits your life.
Our most popular plan, Generations Advantage Prime, offers complete medical, hospital, and prescription drug coverage with low copayments for in-network services. The Prime plan also gives you the flexibility to see out-of-network providers for some services with the Point of Service (POS) benefit. All this, plus preventive dental coverage!
If you’re looking for the most flexibility in choosing your health care provider, the Generations Advantage Select plan is designed for you. The Select plan offers complete medical, hospital, and prescription drug coverage and you can see out-of-network providers for all covered medical services, with the option to pay less if you see in-network doctors.
Value Plus (HMO) New for 2016!
The Generations Advantage Value Plus plan offers comprehensive in-network medical and hospital benefits plus Part D coverage. This plan is available in York and Penobscot Counties and may be a good option if you’re looking for a plan with low monthly premiums and affordable prescription drugs coverage.
The Generations Advantage Value plan offers comprehensive in-network medical and hospital benefits at a $0 premium statewide (available in Maine only). The Value plan may be a good option if you already have prescription drug coverage through the VA or an employer plan, as this plan does not include Part D prescription drug coverage.
Focus DC (HMO SNP) New for 2016!
The Generations Advantage Focus DC plan offers focused care and benefits for people living with diabetes. This plan, offered in Cumberland County only, provides complete medical, hospital, and prescription drug coverage with added benefits including $0 copays for in-network PCP visits and diabetes-related specialist visits. And, to help keep prescription drug costs down, Focus DC provides extra coverage through the Part D coverage gap (the “donut hole”). Focus DC members are supported with enhanced care management and a coordinated care team focused on their unique health care needs. All for a $0 monthly premium!