Select (LPPO) Plan 2020

Generations Advantage Select (LPPO) is designed for those looking for a health care plan with more flexibility. With this plan, you get complete medical, hospital, and Part D Prescription Drug coverage and you can see out-of-network doctors for all covered medical services, though you pay less for in-network doctors. It is available throughout Maine and New Hampshire.



  • No deductible
  • $0 annual routine physical and annual routine vision exam (in-network)
  • PCP Office visit copays: $20 primary care in-network (30% out-of-network)
  • $0 copays for a range of preventive services when you see an in-network provider
  • $40 copays for specialist visits (30% out-of-network)
  • $0 copays for many generics at Hannaford Pharmacies1


  • Out-of-network flexibility
  • Part D Prescription Drug coverage with no deductibles
    Search our Formulary (drug list) to see if your drugs are covered 
  • Emergency care coverage worldwide
  • Urgent care coverage nationwide
  • Large network of doctors across Maine and New Hampshire
    Since the Select (LPPO) plan is a PPO plan, you have the option of getting all services outside the network, but you will generally pay more for these services.2
  • Wellness Wallet: The plan will reimburse up to $200 each year in total for eyewear, fitness, naturopathic services, acupuncture, nutritional/dietary education, and weight management programs.
  • Over-the counter: The plan will cover up to $50 quarterly for members to purchase select CVS brand over-the-counter (OTC) products
  • Hearing aid benefit

Peace of Mind

  • $6,700 in-network out-of-pocket maximum; and $10,000 in- and-out-of-network, which means a predictable limit on costs, even in the case of a serious health problem. Your plan premium and prescription drug copayments don't count toward this maximum.

Looking for plan documents? Click here to go to the member resource page.

Plans Plan Tier Copays_0919_v0_1_OtherPlans

*For 90-day supply multiply 30-day supply amount by three

Flu Shot Benefit

Click Select plan Flu Shot benefit for more information. 

1Limitations, copays, and restrictions may apply. At pharmacies with preferred cost-sharing, you pay $0 for Cost-Sharing Tier 1
(preferred generic drugs and certain preferred brand name drugs). Other pharmacies are available in our network.

2Out-of-network/non-contracted providers are under no obligation to treat Select plan members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

The benefit information provided herein is a brief summary, not a comprehensive description of benefits. For more information, contact the plan. Limitations, restrictions, and copays may apply. Benefits, formulary, pharmacy network, premium and/or copays/coinsurance may change on January 1 of each year. Martin’s Point Generations Advantage is a health plan with a Medicare contract offering HMO, HMO-POS, HMO SNP, Local and Regional PPO products. Enrollment in a Martin's Point Generations Advantage plan depends on contract renewal.

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The materials on this page may be made available in other formats such as Braille, large print or other alternate formats. Please contact us for more information. Call Member Services at 1-866-544-7504 (TTY: 711). We are available 8 am - 8 pm, seven days a week from October 1 - March 31, and Monday through Friday the rest of the year. Calls to this number are free.

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